Here is what working with Erica Heffner in St. Louis typically covers, from the first consultation to closing day. Services and terms vary, so confirm the details in your written agreement.
Buying a home
Buyer strategy session
Clarifies budget, loan pre-approval status and the representation agreement now required in Missouri.
Home tours and listing alerts
Setting up searches for St. Louis area listings and arranging showings as soon as homes go live.
Offers and counteroffers
Contract terms, earnest money, inspection and appraisal contingencies explained step by step.
Getting to the closing table
Coordinating with the lender, title or escrow office and the other agent so nothing slips.
For home sellers
Pricing analysis (CMA)
A comparative market analysis based on recent sales near your St. Louis home.
Listing preparation
Advice on repairs, staging and photography before the home goes live.
MLS listing and marketing
Listing on the local MLS and syndication to the major home-search sites.
Showings, offers and closing
Scheduling showings, reviewing offers and managing the contract to closing.
How a typical transaction works
- ConsultA first conversation about goals, budget and timing — and a written agreement that spells out services and compensation.
- PrepareBuyers get pre-approved; sellers review a pricing analysis and prepare the home for photos.
- Market & tourListings go live on the MLS; buyers tour homes and compare recent sales.
- NegotiateOffers, counteroffers, inspection requests and appraisal issues are worked through.
- CloseFinal walk-through and signing with the title or escrow company under Missouri rules.
Typical costs on a St. Louis home
Illustrative figures for a home at the local typical value of $186,625. Real numbers depend on your agreement, lender and title company.
| Item | Rate | On $187K |
|---|---|---|
| Listing-side commission (negotiable) | 2.5–3% | $4,666–$5,599 |
| Buyer-side compensation (negotiable) | 2–3% | $3,733–$5,599 |
| Buyer closing costs (lender, title, escrow) | 2–5% | $3,733–$9,331 |
| Home inspection | flat | $350–$600 |
Every percentage above is negotiable and is set in the written agreement. Typical value from the Zillow Home Value Index (August 2026).